Chapter is proud to announce our partnership with the National Council on AgingRead More

Medicare, Maximized

Receive better choices and clarity at a better cost through our proprietary, state-of-the-art search engine and team of experts.

Need help? Call us 24/7: (605) 205-8869

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See what our members are saying


of 132 Reviews

Our representative, Daniel Galaviz, was extremely knowledgeable and very helpful. He gave much-needed advice on changing our coverage and walked us through the application process, from start to finish. We would recommend using Chapter and very much appreciate Daniel's advice and assistance.

about 22 hours ago


She was prepared and thorough. Made everything easy.

2 days ago


My wife and I wholeheartedly recommend Chapter, and truly appreciate the help and guidance of Ari and Michael in navigating the complexities of Medicare. They simplified the process, and explained the options in a clear, friendly, and professional manner.

2 days ago


Corey Metzman has offered outstanding services to me and my husband. He summarizes the massive material on plans and benefits and helps narrow down the choices. What would have been an onerous and daunting task has been reduced to something manageable and one that can be done with ease and efficiency. Corey is, in other words, terrific, and I am grateful for his service.

2 days ago

How Chapter helps

We take a different approach: we focus on optimizing Medicare’s benefits while minimizing complexity. We handle everything from start to finish.

There is no charge to work with us.

Sign up for Medicare

Sign up for Medicare

Minimize paperwork, avoid penalties, and enroll in your best-fitting plan.

Find a better plan

Find a better plan

Most people overpay for their coverage. We look at every option to optimize your coverage while minimizing cost.

Handle complex cases

Handle complex cases

Our advisors are experienced supporting all types of needs: Medicare-Medicaid, veteran status, disability, and specific health needs.

NCOA Banner

Trusted by the National Council on Aging

As a proud partner of NCOA, Chapter meets NCOA's Standards of Excellence

Chapter is an official partner of the National Council on Aging. We have met NCOA’s stringent Standards of Excellence for Medicare Brokerage Services. Chapter and NCOA partner to provide comprehensive education and decision support services to help Medicare beneficiaries make informed and confident choices about their health care coverage.

NCOA Standards of Excellence

We search 20,000+ plans to curate your best options

Comprehensive results from all options, not just those that pay us.

Re-aligned Incentives
Our coverage recommendations are not based on commissions.
More Options, Less Hassle
We search every supplemental plan available — large and small, national and local.
More Value
Our proprietary search platform helps us capture savings and benefits others miss.

We recommend plans from every insurance carrier, including:

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See your options

Use these calculators to estimate costs, determine Medicare eligibility, and learn which plan type is right for you.

Skip the guesswork

Get the answers you need to take charge of your next chapter.

Chapter is an independent Medicare advisor. Unlike most Medicare advisors who search "all major plans" or a subset of plans that pay them a commission, Chapter searches every Medicare option available to you. This full search is why we find savings and benefits that others miss.

Like many Medicare advisors, we earn a fee paid by insurance companies.

Unlike other Medicare advisors, we recommend coverage options for you by searching among all available options, not just from those companies that pay us. We search among thousands of plans available nationwide.

We believe you deserve the right coverage, full stop. This means that we often recommend plans that earn us no money because it's the right thing to do.

When that happens, you still receive the full benefits of being a member of Chapter.

We recommend both Medicare Supplement (Medigap) and Medicare Advantage (Part C) plans, along with Part D Prescription drug plans. We can also help you enroll in Parts A & B, which are the two parts of Original Medicare.

Yes, we are happy to answer your questions. Please call or text us at (605) 205-8869 TTY: 711. You can also reach us at [email protected]