Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Alaska
Connect with Medicare agents in Alaska
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Alaska
In Alaska, nearly all Medicare beneficiaries are on Original Medicare. It covers 97% of all Medicare users in the state. Only a handful of people have other health plans.
Alaska, unlike other states, has no Medicare Advantage plans available. This leaves Original Medicare as the main coverage option for residents. Those who want help with out-of-pocket costs can also add a Medicare Supplement (Medigap) plan to their coverage.
Alaska has a Senior Benefits program that provides cash assistance to eligible Alaskans age 65 or older with low or moderate incomes. Alaska also offers a Medicare Savings Program that can help low-income Medicare beneficiaries pay for their Part A and/or Part B premiums. They may also help cover certain Medicare deductibles, coinsurance, and copayments. Alaska's income limits for the Medicare Savings Program are higher than those in the lower 48 states (due to the cost of living).
How to apply for Medicare in Alaska?
Medicare eligibility in Alaska follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Alaska takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
What should I look for when getting personalized Medicare guidance in Alaska?
When you need personalized Medicare guidance, begin by looking for unbiased advice, help comparing coverage options and costs, and understanding provider access in Alaska. You can get the help you need from a licensed Medicare agent in Alaska. Chapter's Alaska Medicare agents are here to provide free advice and support. Contact Chapter at (855) 900-2427 to ask any questions you may have or set up a free consultation.
How can living in a remote part of Alaska affect my Medicare coverage and provider access?
Living in a remote part of Alaska can make accessing health care difficult because of limited provider and facility availability. Medicare beneficiaries in remote areas may also face longer travel times to access certain types of care. That said, with Original Medicare, regardless of whether or not you add a Medigap plan, you have full coverage for any doctor that accepts Medicare nationwide.
What happens to my Part D coverage if I move to another community in Alaska?
Part D plans sometimes have defined coverage areas. If you move outside of your current plan's coverage area, you may need to switch plans. Moving to a new place outside your existing coverage area triggers a Special Enrollment Period lasting for two full months after you move. If you notify your insurer before you move, your Special Enrollment Period begins the month before you move and continues for two months after you move. You may even be eligible to switch plans if you move within your coverage area but gain access to new plan options.
Can Alaska residents use Medigap with any doctor who accepts Medicare?
Medigap plans help pay for out-of-pocket costs left over by Original Medicare. People with Original Medicare and Medigap policies can see any doctor or obtain services at any hospital in the US that accepts Medicare. This can help Alaska residents who often have to travel long distances for care or frequently travel out of state.
