Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Arizona
Connect with Medicare agents in Arizona
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Arizona
In Arizona, 50% of Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan. The other 50 percent are on Original Medicare, which includes Hospital Insurance (Part A) and Medical Insurance (Part B).
Original Medicare does not include prescription drug coverage, but people on Medicare can enroll in a Part D (prescription drug) plan. Most Medicare Advantage plans include Part D. Plans use formularies to list covered drugs and identify the cost tiers for covered drugs. Check how much your prescriptions would cost under each plan to ensure you save the most.
Original Medicare does not have a limit on out-of-pocket costs. Many people on Original Medicare choose to get a Medigap policy (also called a Medicare Supplement policy) to control their costs. These plans significantly reduce out-of-pocket costs in return for a monthly premium.
Whether you’re on Original Medicare or a Medicare Advantage plan, many preventative services, including vaccines and an annual wellness visit, are covered. Medicare's annual wellness visit helps develop a plan for preventive care and is not a complete physical examination. Your first annual wellness visit is covered once you've had Part B for at least 12 months and at least 12 months have passed since any 'Welcome to Medicare' preventive visit. It is covered once every 12 months.
How to apply for Medicare in Arizona?
Medicare eligibility in Arizona follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Arizona takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
Is it free to work with a Medicare agent in Arizona?
Chapter's licensed agents provide personalized Medicare guidance at no cost to you. Your Arizona Medicare agent can help you compare all of your Medicare options across Original Medicare, Medicare Supplement plans, Medicare Advantage plans, and Part D plans. Call 855-900-2427 with questions or to schedule a free consultation.
Why can Medicare Advantage options vary by county in Arizona?
Medicare Advantage plans are offered by service area, so always be sure you’re looking at the options available in your county. Maricopa and Coconino counties, for example, have different options for plans and insurers. To enroll in a plan, your primary residence must be within its service area.
What should Arizona residents know before switching Medicare coverage?
You should review your coverage every year during the Medicare Open Enrollment Period, which goes from October 15 to December 7. During this time, you can change or drop your Medicare Advantage and Part D coverage. The Medicare Advantage Open Enrollment Period, January 1 to March 31 is one other opportunity to change Medicare Advantage plans or go back to Original Medicare.
Returning to Original Medicare doesn't guarantee you’ll be able to enroll in a Medigap plan. When you first enroll in Medicare, you have a Medigap Open Enrollment Period. During this time, insurance companies cannot deny your Medigap application or charge you more based on your health history. Outside of this period, unless you have a guaranteed issue right, you could be charged more or denied Medigap coverage.
Can I get care while visiting another state?
If you’re on Original Medicare (with or without a Medigap plan), you can see any doctor nationwide who accepts Medicare. Most doctors across the country do! If you have Medicare Advantage, your plan will have a provider network. In most cases, you will need to see an in-network doctor to receive full coverage. If you’re traveling within the US and need emergency care, provider networks do not apply.
