Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Kansas
Connect with Medicare agents in Kansas
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Kansas
67% of Kansas beneficiaries are on Original Medicare, while 33% have a Medicare Advantage plan. Original Medicare is offered by the federal government, while Medicare Advantage plans are offered by private insurers.
Kansas residents can choose between Original Medicare and Medicare Advantage. Medicare Advantage plans provide Part A (hospital) and Part B (medical) coverage through private insurers, and many also include Part D (prescription drug) coverage. Residents with Original Medicare (or a Medicare Advantage plan that does not include prescription coverage) can get prescription drug coverage through a standalone Part D plan.
Residents of Kansas who have Original Medicare may choose to purchase a Medicare Supplement plan. These plans are also known as Medigap plans. Medigap helps cover out-of-pocket costs such as deductibles, copayments, and coinsurance, resulting in better financial predictability. Private insurers sell Medigap policies, and beneficiaries pay a separate premium for this additional coverage that pairs with Original Medicare.
Medicare provides coverage for preventative care (like vaccines and screenings), often at no cost. These screenings may include certain types of cancer screening, cardiovascular tests, and yearly Medicare Wellness visits.
How to apply for Medicare in Kansas?
Medicare eligibility in Kansas follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Kansas takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
How can I get help comparing Medicare options in Kansas?
You can get help comparing your Medicare coverage options by contacting a licensed Medicare agent. Before choosing a Kansas Medicare agent, make sure they are independent and offer an unbiased comparison of every Medicare option available to you. Chapter Medicare agents will help you compare every option across Original Medicare, Medicare Advantage plans, Medigap, and standalone Part D prescription plans. Chapter Medicare agents provide personalized guidance based on your healthcare needs and budget. Schedule a free consultation or call Chapter at (855) 900-2427 for personalized assistance.
What should Medicare beneficiaries in rural Kansas consider about provider networks?
Medicare Advantage plans are offered by private insurance companies and serve specific geographic areas. Beneficiaries in rural areas should check travel distances to doctors and specialists who are in network, while also ensuring that their preferred providers are covered by their plan. Original Medicare typically allows beneficiaries to use any provider nationwide who accepts Medicare. This may mean that Original Medicare is a better option for you.
When can Kansas residents change their Medicare Advantage or Part D plans?
Kansas residents can change their Medicare Advantage or Part D plan during the annual Open Enrollment Period, which runs from October 15 through December 7. Residents who are already enrolled in Medicare Advantage can also switch to another Medicare Advantage plan or return to Original Medicare during the Medicare Advantage Open Enrollment Period from January 1 through March 31.
Beneficiaries who join a Medicare Advantage plan during their Initial Enrollment Period have three months from when they first have both Part A and Part B to switch to another Medicare Advantage plan or return to Original Medicare. Certain life events, such as losing other coverage or moving to a different area, may also qualify beneficiaries for a Special Enrollment Period.
What can Kansas residents do if Medicare or their plan denies coverage?
Kansas residents who have coverage denied for treatment, a prescription, or other medical care can file an appeal. Start by reviewing the denial information, and pay special attention to deadlines and any special appeal rules. Residents should also ask their provider for supporting documentation that will help them appeal.
