Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Mississippi
Connect with Medicare agents in Mississippi
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Mississippi
57% of Medicare beneficiaries in Mississippi are on Original Medicare, which consists of hospital insurance (Part A) and medical insurance (Part B). The other 43% of Medicare beneficiaries are enrolled in a Medicare Advantage plan or other Medicare health plans.
Original Medicare doesn’t cover prescriptions. To get your prescriptions covered, you’ll need to get Medicare Part D. You can get Part D either through a standalone Part D plan or through a Medicare Advantage plan that includes Part D coverage. Part D coverage is not standardized. This means different plans will cover different drugs and at different costs. Additionally, plans often have “preferred pharmacies,” where you will get a reduced rate for your prescriptions. Always check what you will pay for your prescriptions under the plans you are considering.
Medicare Supplement insurance (also called Medigap) covers some of the out-of-pocket costs left over by Original Medicare. Many people on Original Medicare choose to get a Medigap plan to limit their risk for high out-of-pocket costs.
When comparing costs between Medicare options, look beyond premiums. Compare how much you might pay in deductibles, copayments, coinsurance, and prescription costs. For Medicare Advantage plans, you should also look at the annual out-of-pocket limit. Original Medicare puts no cap on beneficiaries' share of covered medical costs in a year, but adding a Medigap plan will protect you from catastrophic costs.
How to apply for Medicare in Mississippi?
Medicare eligibility in Mississippi follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Mississippi takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
Where can Mississippi residents get personalized Medicare guidance?
A licensed Chapter Medicare agent can help Mississippi residents compare coverage at no charge. Ask about coverage for your doctors and prescriptions, as well as what each plan would cost. Call 855-900-2427 or arrange a free consultation.
When can Mississippi residents change their Medicare Advantage or Part D plans?
Medicare beneficiaries can change their Medicare Advantage or Part D plans during the Medicare Open Enrollment Period (from October 15 through December 7), with new coverage starting January 1. Those already enrolled in Medicare Advantage can make one additional plan change during the Medicare Advantage Open Enrollment Period (between January 1 and March 31). During this period, they can switch to another Medicare Advantage plan or return to Original Medicare and join a Part D plan. This period does not allow beneficiaries with Original Medicare to change their Part D plans or switch to Medicare Advantage. Plan changes may also be allowed during Special Enrollment Periods, which are triggered by qualifying reasons, such as moving or losing coverage.
How can living in rural Mississippi affect Medicare Advantage provider access?
Medicare Advantage plan options depend on where you live. When comparing plans, you should check whether nearby doctors and hospitals are in the plan’s network and how far you may need to travel for specialists. It's also important to check what happens if the doctors you see aren’t in your plan’s network because you could owe a higher percentage of the total cost or be fully responsible for the cost. With Original Medicare, beneficiaries can see any doctor or visit any hospital that accepts Medicare nationwide.
Does Medicare cover dental, vision and hearing care in Mississippi?
Original Medicare does not cover most dental care, hearing aids, or routine eye exams. Many Medicare Advantage plans provide some coverage for dental, vision, and hearing care—but coverage varies widely between plans. Beneficiaries should check what each plan covers, any coverage limits, and how much they may have to pay.
