Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Nevada
Connect with Medicare agents in Nevada
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Nevada
In Nevada, Original Medicare and Medicare Advantage have about equal enrollment. 51% of all Medicare beneficiaries in Nevada choose to enroll in a Medicare Advantage plan that replaces Original Medicare. The other 49% remain on Original Medicare instead.
People who remain on Original Medicare, may choose to add a Medicare Supplement (also called Medigap) plan to their coverage. Nevada residents have 10 Medicare Supplement plan types to choose from. Plans are standardized, meaning plans of the same letter offer the same coverage—even if the price is different. Only Nevadans who became eligible for Medicare before 2020 can enroll in Plans C and F.
Original Medicare doesn't cover routine dental, vision or hearing care, but many Medicare Advantage plans offer these benefits. However, coverage types and details vary by plan, so it's wise to evaluate your options carefully.
Original Medicare also does not cover prescription drug plans. To get your prescriptions covered, you need to get Part D (prescription drug) coverage. Nevada residents can get Part D coverage either through a Medicare Advantage plan that includes the coverage or through a separate Medicare Part D plan. Part D coverage varies, so always be sure to check that your prescriptions are covered at a price you can afford.
How to apply for Medicare in Nevada?
Medicare eligibility in Nevada follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Nevada takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
How can I get personalized help comparing Medicare options in Nevada?
Chapter's Nevada Medicare Agents are available to provide free advice and support. They can help you get the most from Medicare by matching your needs, providers and budget to the right coverage option. Schedule a consultation or call Chapter at (855) 900-2427 to get started.
How does Nevada's Medicare Supplement birthday rule work?
In Nevada, Medicare Supplement policyholders have an annual Enrollment Period beginning on the first day of their birth month and lasting 60 days. During the period, enrollees can switch to another Medigap plan with equal or lesser coverage without going through the medical underwriting process. That means insurers can't charge you more or deny you coverage based on your health history.
Can moving between Nevada counties affect my Medicare Advantage or Part D options?
Private insurers may offer different Medicare Advantage and standalone Part D plans in specific counties. When you move, your existing plan may not be available at your new address. Additional plans may also become available that are a better fit. If you move out of your plan's service area, you can switch to another plan at any time beginning the month you move and for two full months after your move. If you inform your insurer before you move, you can switch beginning the month before you move.
What should Nevada residents know before changing Medicare coverage?
Before switching Medicare plans, check that you have a valid enrollment period to make the changes you wish to make. When looking at the plans available to you, be sure to compare costs and check that your doctors and prescriptions are covered.
