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Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
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Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
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Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in New Hampshire
About 65% of New Hampshire's Medicare beneficiaries have Original Medicare, while 35% are enrolled in Medicare Advantage or other Medicare health plans.
New Hampshire Medicare Advantage plans include the same coverage as Part A and Part B—often in addition to other coverage and benefits. Most of these plans include prescription drug coverage. Original Medicare, however, does not include Part D coverage. New Hampshire residents can get Part D coverage by enrolling in a separate Part D plan.
Medicare beneficiaries in New Hampshire who remain on Original Medicare and want to reduce their risk of high out-of-pocket costs may choose to enroll in a Medigap plan (also often called a Medicare Supplement plan). Medigap plans help cover out-of-pocket costs, including coinsurance, copayments, and deductibles. There is a six-month Medigap Open Enrollment Period that begins when you're both 65 years old or older and are enrolled in Medicare Part B. During this period you can purchase any Medigap policy that's sold in New Hampshire, even if you have pre-existing health issues.
Medicare beneficiaries should make sure to use preventive services to maintain their health as they age. Medicare Part B covers several preventive services, including vaccines, wellness visits, and select screenings. These services are typically free when received from a provider who accepts Medicare. If you’re on Medicare Advantage, you will need to check which doctors are in network and how your Medicare Advantage plan covers these services.
How to apply for Medicare in New Hampshire?
Medicare eligibility in New Hampshire follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in New Hampshire takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
What should New Hampshire residents compare when choosing Medicare coverage?
New Hampshire residents choosing Medicare coverage should compare premiums, out-of-pocket costs, provider coverage options, and prescription coverage. Chapter’s licensed Medicare agents offer free guidance to New Hampshire residents. They can explain the differences between Medicare Advantage plans and Original Medicare, compare prescription benefits, review premiums, and more. Schedule a free consultation or call Chapter at (855) 900-2427 for further assistance.
Does where I live in New Hampshire affect Medicare Advantage availability or provider networks?
Yes, where you live in New Hampshire plays a major role in the availability of Medicare Advantage plans. The Medicare Advantage plan you choose will limit which doctors you can receive full coverage for. Medicare Advantage plans are offered by private insurers who decide where to offer each plan. Before enrolling in a plan, check which plans serve your area and confirm that the doctors, hospitals, and specialists that you want to use are in network.
What happens to my Medicare coverage if I move within New Hampshire?
Moving to a new area in New Hampshire doesn’t always force a change in your Medicare coverage. However, in some cases, moving to a new area may open a Special Enrollment Period if the move is outside your existing Medicare Advantage or Part D plan's service area. This may also be the case if the move takes you to an area where Medicare Advantage or Part D plans that were not previously available to you become available.
How can New Hampshire residents check whether a Medicare drug plan covers their prescriptions?
Medicare Part D plans vary in what medications they cover and which pharmacies are “preferred,” and offer lower prices. Before choosing a Medicare Part D plan, beneficiaries should review the plan formulary (aka list of covered drugs) to confirm that the medications they take are covered.
