Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Ohio
Connect with Medicare agents in Ohio
Noah Wilson
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Ohio
Medicare Advantage plans are very popular among Ohio Medicare beneficiaries. In fact, 56% of all Medicare users in the state are on a Medicare Advantage plan. The remaining 44% are on Original Medicare for their coverage.
There are two ways for Ohio Medicare beneficiaries to obtain prescription drug coverage. If you're on Medicare Advantage, there's a good chance your plan includes Part D (prescription drug) coverage. If it doesn't, or you're on Original Medicare, you can get an optional Part D prescription drug plan.
Medicare-eligible Ohio residents who qualify for Medicaid may receive help with health care costs through both programs. Being enrolled in both can help limit out-of-pocket medical expenses.
How to apply for Medicare in Ohio?
Medicare eligibility in Ohio follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Ohio takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
Is there a cost to working with a Medicare agent in Ohio?
Ohio residents can turn to Chapter for free advice and guidance when choosing Medicare coverage. Our licensed Ohio Medicare agents have the knowledge to help you navigate all available options. Schedule a free consultation today or call Chapter at (855) 900-2427 with any questions.
Why can Medicare Advantage plan options differ across Ohio counties?
Medicare Advantage plans are offered by private insurers, and different plans are offered in different counties. Even similar plans may have different drug coverage and provider networks. Always check a plan's detailed summary of benefits or consult with a Medicare agent licensed in Ohio before enrolling in a plan. An Ohio Medicare agent can help you determine if the plan you are considering covers your doctors and prescriptions and will satisfy your budgetary needs.
What Medicare cost-assistance programs are available to eligible Ohio residents?
Depending on their income and assets, Ohio residents may qualify for one or more of the Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled and Working Individual (QDWI) programs. They help pay costs associated with Medicare Part A and/or Part B coverage, depending on the program. Some income-limited residents may also qualify for the Extra Help program, which reduces costs associated with Medicare Part D coverage.
When is the best time to enroll in a Medigap plan in Ohio?
The best time for most people to enroll in a Medigap plan in Ohio is during their Medigap Open Enrollment Period. This period lasts for six months—beginning once you're both 65 or older and enrolled in Medicare Part B. If you enroll during this time, insurers cannot deny you coverage or charge you more due to your health history. At other times, insurers can deny you Medigap coverage due to your health history, unless you qualify for a guaranteed issue right.
