Explore your options
Compare options, including Medicare Advantage, Medicare Supplement, and prescription plans.
Find a Licensed Medicare agent in Pennsylvania
Connect with Medicare agents in Pennsylvania
Toni Aldridge
Kevin Hatfield
Shannon Davis
Tyler Eby
Kayla Torry
Brandon Kauffman
Calvin Fritz
Sara Morrissey
Matt Willenborg
Ariel De Jesus
Why work with a Medicare agent
Enroll in Medicare
Get the help you need to enroll in Medicare, from Original Medicare to supplemental coverage.
Use your coverage
Receive extended support to help you use your plan effectively, find doctors, and get savings.
A Snapshot of Medicare in Pennsylvania
Pennsylvania Medicare beneficiaries have a number of coverage options to choose from across Original Medicare, Medigap, Medicare Advantage, and Part D. Comparing the different options can feel overwhelming, which is why many people turn to Pennsylvania Medicare agents for help.
Medicare agents are licensed and trained to support you in your Medicare decisions. They start by helping you understand the differences between coverage types (mainly Original Medicare vs Medicare Advantage). Once you have a general idea of how different coverage types work, they help you compare specific plans based on your unique needs. They will gather a list of your doctors, prescriptions, and other healthcare preferences, see which plans could work for you, then make recommendations to help you choose.
Medicare agents then guide you through enrollment steps. Once you’ve enrolled in coverage, the best Pennsylvania Medicare agents will stick with you to help you review your coverage each year, appeal any denials or incorrect bills, and make sure you get the most out of your Medicare coverage.
How to apply for Medicare in Pennsylvania?
Medicare eligibility in Pennsylvania follows the same nationwide rules as everywhere else in the country. You qualify for Medicare as a US citizen if you meet one of these criteria:
- You're 65 or older
- You have a qualifying disability, such as End-Stage Renal Disease or ALS
- You've received SSDI for 24 months or more
Enrolling in Pennsylvania takes three key steps:
- Sign up for Original Medicare (Part A and Part B)
- Decide on your supplemental coverage:
- Medicare Supplement (Medigap)
- Medicare Advantage (Part C)
- Part D (prescription drug coverage)
- Confirm your doctors are in network, update your pharmacy with your new plan, and activate any additional benefits included with your coverage
FAQs
What should I look for when choosing a Medicare agent in Pennsylvania?
When working with Medicare agents, make sure they will provide personalized and unbiased advice along with ongoing support after you enroll in coverage. Your Medicare agent should ask you about the doctors you see, the prescriptions you take, and your different preferences when it comes to health insurance. Make sure they look at all plans across all insurance carriers—not just the big ones. Sometimes a lesser-known plan may be the one that will save you the most and get you the most benefits. Finally, ask your agent about what support they provide after you enroll in a plan. You’ll want someone on your side who can help you through any prior authorization denials, billing issues, or tech difficulties. You should also have access to them year-round so you can review your coverage each year.
How do Medicare agents get paid if their services are free?
Medicare agents receive payment from the insurance companies they are contracted with when they enroll people in plans offered by those companies. This is why it’s important to make sure that your Medicare agent will look at and recommend plans from any insurance company—not only those that they are contracted with. Chapter’s Medicare agents do just this. We look at every single plan to find the right one for your specific needs and will recommend the best one for you—every time. Schedule a free consultation or call Chapter at (855) 900-2427.
What other resources should I use to get Pennsylvania Medicare help?
Some people choose to do some of their own research before—or even after—talking to a Medicare agent in PA. If you want to learn about the different options available, you can use tools like Medicare.gov, watch informational videos and webinars, and read through the Medicare and You handbook that should be mailed to you around when you become eligible.
What are the most common Medicare plans in Pennsylvania?
In Pennsylvania, Medicare Advantage and Original Medicare are about equal in popularity. 53% of Medicare beneficiaries are on Medicare Advantage or another Medicare health plan. The other 47% are on Original Medicare. People on Original Medicare often choose to get a Part D and Medicare Supplement plan. If you choose to switch to Medicare Advantage, you will have a number of plans to choose from specific to the county you live in.
