The Best Affordable Cable TV Plans for Seniors
Many retired adults rely on fixed incomes from pensions and Social Security, making it difficult to afford premium services like cable TV.
However, there are several ways to find cheap cable TV for seniors, allowing you to enjoy your favorite programs without breaking the bank.
In this article, we will explore how older adults can lower their cable TV costs and which providers offer senior discounts and what factors to consider when selecting a cable package.
Which cable providers offer senior discounts?
Cable providers don’t typically offer senior discounts. However, many providers offer discounts for low-income individuals, including older adults living on low, fixed incomes. If you qualify for programs like SNAP, Medicaid, or SSI, you might be eligible for discounts on your internet and/or cable services.
Affordable cable TV providers for seniors
Some cable providers offer discounts to seniors, but discounts may vary by location and availability. It’s best to contact each provider you’re considering to ask about specific deals. Also, remember that as a new customer, you may be offered additional discounts! You can also always try to negotiate.
1. Xfinity
Xfinity, a Comcast brand, doesn’t explicitly offer a senior discount but does offer the Internet Essentials Program for low-income individuals. This program includes 75 Mbps internet, optional internet training, and access to Xfinity Wi-Fi hotspots for $14.95 a month.
In some areas, the package also includes cable TV. If cable isn’t available in your area through this program, you can supplement the internet plan with various streaming packages.
2. Spectrum TV Select
Spectrum is known for being an affordable cable service provider, even without extra discounts. If you already have an internet contract with Spectrum, you can add on TV Stream for $40 a month. This package comes with 85+ channels and includes a Xumo Stream Box.
They also offer Spectrum Internet Assist, which provides 50 Mbps internet for $25 per month to qualifying households.
3. Cox Communications
Through their ConnectAssist program, Cox offers discounts to those on government assistance. This internet plan offers up to 100 Mbps of internet for $30 per month. You could pair this with streaming services to enjoy your favorite shows, or enroll in the Contour TV Starter plan for $71 a month, which includes 75+ local channels.
4. AT&T U-verse TV
AT&T offers discounts for phone services through the AARP and Lifeline programs, but these discounts don’t extend to internet or TV services. However, U-verse, which typically includes internet, digital phone, and on-demand TV services, offers a plan with 300 Mbps for around $65 per month. The exact price depends on your location.
5. Dish Network
Dish Network offers a special plan for individuals over 55 that includes one free movie rental per month, which could save you up to $165 per year. Their most affordable cable plan costs $86.99 per month and includes 190 channels, plus access to over 28,000 free on-demand titles.
6. Verizon Fios TV
Through the Lifeline program, Verizon offers a discount to eligible adults on their home phone and internet service. You can use this discount to reduce the cost of internet services and pair it with streaming options. Verizon also offers Fios TV, with prices ranging between $79 and $139 per month, depending on the package.
Can senior citizens get free cable TV?
Unfortunately, cable companies don’t typically offer free TV service for seniors. However, some cable providers offer low-income discounts that some seniors may qualify for. While these discounts still require a monthly payment, they can help significantly reduce the overall cost of cable TV services.
Additionally, through government funding or public donations, you can access over-the-air (OTA) television broadcasts by connecting an antenna to your TV. This service provides access to basic local channels like ABC, NBC, CBS, and PBS, which can be a great way to enjoy TV without the expense of a cable subscription.
6 ways to lower a cable bill for seniors
While free cable TV packages for seniors aren’t an option, there are still a few ways to reduce the amount you spend each month. Here are a few strategies to consider:
Take advantage of promotions: Cable providers often offer promotional rates for new customers. For seniors living on a fixed income, these promotions can lead to substantial savings. Be sure to call various providers in your area to see which promotions they’re currently offering before you make a decision.
Look for bundles: Many providers offer better prices when you bundle services like TV, internet, and even phone services. If you’re planning to purchase internet and cable, bundling them could save you money.
Downsize your package: It's easy to get caught up in cable deals that offer hundreds of popular channels you may never watch. If you only enjoy a handful of channels, it’s worth speaking with your cable TV provider about downgrading to a more affordable package that includes only the channels you need.
Negotiate your bill: Over time, it’s common for cable companies to raise prices, often without clear notice. If you find that your current plan is becoming too expensive, consider calling your provider and asking if they can offer a more affordable price or any special discounts. Mentioning that you’re thinking about canceling or switching providers can sometimes motivate them to offer a better deal.
Set up autopay: Some cable providers offer discounts to customers who sign up for autopay. Not only could this lower your monthly cost, but it will also help you avoid late fees and surcharges if you forget to pay your bill on time.
Look into prepaid cable services: Some providers offer prepaid plans, which are often cheaper than traditional monthly plans. This option can be a great way to avoid hidden fees and price increases that sometimes come with standard contracts.
Hand-pick streaming services: Instead of live TV, consider subscribing to streaming platforms like Netflix, Apple TV+, Paramount + SHOWTIME, Hulu, ESPN+, NFL+, HBO, STARZ, or Disney+ for a monthly fee. These monthly services offer a variety of shows and movies that can easily replace the need for conventional cable. However, you’ll need a reliable high-speed internet connection to stream content seamlessly.
What to look for in a cable TV package
To find a package that suits your needs and your budget, look for:
Pricing and hidden fees: Cable packages are often advertised with a base price, but the true cost includes additional fees for installation, activation, equipment rentals, and service charges. Be sure to ask about all potential fees to get a clear understanding of the total cost.
Channel lineup: Make sure the TV service includes the channels you want to watch. It’s helpful to create a list of your favorite shows and channels, and then compare what each service offers.
Customization: If you only watch a few specific shows, ask your provider about customizing your TV plan. Many providers allow you to select only the channels you need, which could help lower your monthly cable bill. If a DVR add-on is important to you, make sure to ask which plans include this feature.
Your needs: Avoid investing in bundles that include products you don’t need like a landline, high-speed internet service, or home security options. Focus on what you really use.
Flexibility: As your needs evolve, you might want to adjust your TV plan. Look for a provider that offers flexibility, allowing you to change your package without significant penalties.
Customer support: Good customer support is beneficial for older adults who may need assistance with troubleshooting or billing issues. Choose a provider that is easy to reach and offers helpful, patient service.
Contract terms: Some providers require long-term contracts, while others offer month-to-month plans. Always ask about early termination fees and any additional costs for equipment pickup if you decide to cancel.
Bottom line
Finding cheap cable TV for seniors is possible with a bit of research and planning. Finding a balance between quality entertainment and affordability is key. Always remember to ask about new customer specials and discounts in your area to receive the best possible deal.