May 14th 2024
By Ari Parker
Some Humana Medicare Advantage plans provide transportation benefits to get to doctor's appointments or the grocery store.
Only about 36% of Medicare Advantage plans provide transportation benefits for medical use in 2024. That percentage is higher (88%) for Special Needs Plans (SNPs). Humana provides transportation coverage in some of their Medicare Advantage plans.
While the perk is useful, there are certain rules around using Humana transportation benefits. Humana may put limits on how many miles are covered, which transportation vendors you can use, and round-trip use. Learn more about what to expect from Humana Medicare Advantage transportation coverage in this post.
Some Humana Medicare Advantage plans provide transportation coverage.
Humana transportation benefits vary by plan type, and you must be eligible to receive coverage.
There’s usually a yearly limit to the number of miles Humana Medicare Advantage plans provide for transportation benefits. Transportation benefits also only cover one-way trips.
Locations for transportation coverage must be pre-approved, and members typically have to use a Humana-approved transportation vendor.
Transportation coverage is an additional benefit that’s included in some Medicare Advantage plans. Not all Medicare Advantage plans provide coverage for transportation, and the rules around the benefit vary between plans and insurance carriers. It’s also more common to find non-medical transportation benefits in Special Needs Plans. This is because people on Special Needs plans are more likely to require assistance to go places like the grocery store.
Typically, Medicare Advantage transportation benefits are:
For one-way trips to the doctor’s office or healthcare facility
Capped at a certain number of trips
Limited to a certain number of miles per trip
Limited to transportation vendors approved by the insurance provider
If your plan includes transportation services, your summary of benefits is the best place to find details about how coverage works.
Most Humana Medicare Advantage plans provide transportation benefits, but not all of them. Like other Medicare Advantage plans, Humana’s offerings are different from plan to plan—and plan availability varies by county. For example, transportation benefits may be included in a specific plan in one county but not a plan by the same name in a neighboring county. Transportation benefit details can also vary between plans. So, one Humana Medicare Advantage plan could offer 150 miles one-way and another could offer less or more.
To give you a rough estimate of what to expect from Humana transportation benefits, we’ve listed what coverage looks like for certain plans in Bexar County, Texas and Riverside County, California.
$0 copay for transportation benefit with some plans
Limited plans offer unlimited, one-way trips to plan-approved locations based on eligibility requirements
Some plans don’t put a limit on the number of miles you can use for on trip
Members must use Humana’s transportation vendor to receive coverage
$0 copay for transportation benefit with some plans
Limited plans offer 48, one-way trips to plan-approved locations based on eligibility requirements per year
Some plans limit you to 50 miles per trip
Members must use Humana’s transportation vendor to receive coverage
With most Humana Medicare Advantage plans, you’ll have to contact Customer Care to coordinate with transportation vendors and use the benefit.
Other Medicare Advantage plans include transportation, but this benefit is just one element of your healthcare coverage. It’s important to think about all of your healthcare needs, including your prescription drugs, healthcare providers, and benefit priorities. A licensed Chapter Medicare Advisor can help you through your Medicare journey and find what you need in a plan—call us at 855-900-2427 or schedule a time to chat for free, personalized support.
